Comfi for the Construction Industry

Working capital solutions for Construction businesses

Great construction businesses are built on strong cash flow foundations. Comfi lays them.

Trusted by 1,000+ SMEs across the UAE

Comfi helps Construction businesses build more without cash flow stress

Discover how your construction business grows with Comfi by your side

Invoice Discounting that keeps every project fully funded

Upfront payments from Comfi ensure labour, materials, and subcontractor costs are covered from day one.

Working capital ready before the next contract breaks ground

Never turn down a new construction project because mobilisation costs aren't covered yet.

Stop chasing accounts receivables and get back to delivering projects

Free your operations team from chasing payments so they focus on delivery and growth.

Our Impact in the Construction industry

100+
Construction businesses work with us
25%
Growth in project capacity 
24h
Time to cash

Types of Construction businesses we support

Enabling a smarter way of accessing capital for all types of construction businesses

General Contractors

Take on larger contracts confidently, knowing mobilisation costs are covered from day one.

Subcontractors

Deliver your scope on time without waiting on the main contractor to release payments.

Construction and Building Materials Suppliers

Supply every project on time without tying up cash in inventory between orders.

MEP Contractors

Deliver mechanical, electrical, and plumbing works to key projects smoothly without payment delays disrupting schedules.

Architecture and Engineering Consulting

Keep projects moving forward confidently, even when client payments are still weeks away.

Fit-out and Interior Contractors

Fund every fit-out project fully from procurement to handover, without cash flow interruptions.

Civil Engineering Firms

Long project timelines and heavy upfront costs shouldn't limit how many contracts you pursue.

Are you eligible for financing with Comfi

UAE registered business
B2B business type
More than 6 months in operations
More than AED 100,000 
in monthly revenue

Why Construction entrepreneurs love Comfi

Learn how Comfi helps Construction business owners unlock their next stage of growth

“Partnering with Comfi has been a strategic game-changer for us. In a fast paced and competitive market, having access to immediate liquidity gives us a real advantage.”

- Galaleldin Ibrahim, Owner & Operations Director, Binja
Read full story

“When we have cash in hand, we negotiate better with suppliers. That directly improves our margins. With Comfi, we can do that confidently.”

- Dharshan DC, International Sales Manager, Furniconcepts
Read full story

“Comfi made it easy for us to improve our working capital at a critical time — seamless, transparent, and exactly as promised.”

- Raja Abuljebain, CEO, Essentially Juices Manufacturing LLC
Read full story

“With Comfi by their side, an entrepreneur can focus on achieving their dreams, without worrying about cash flow.”

- Catalina Onate, CEO & Founder, Best of Latin Foodstuff Trading LLC
Read full story

“When we have cash in hand, we negotiate better with suppliers. That directly improves our margins. With Comfi, we can do that confidently.”

- Dharshan DC, International Sales Manager, Furniconcepts
Read full story

“We are no longer offering any new credit terms unless it goes through Comfi. It’s cost effective to maintain credit business, as they take away all the risk and collection headaches.”

- Rohit Thomas, CEO, RF Technologies
Read full story

See what Comfi can do for your Construction business

Learn how Comfi has shaped the way Construction businesses in the UAE access capital.

Frequently asked questions about Comfi

Contact Us

What are Comfi's approval requirements for Construction businesses?

Comfi's eligibility criteria are designed for growing construction businesses and contractors that need quick access to working capital. Whether you're a general contractor, subcontractor, civil works company, fit-out specialist, or building materials contractor, your business must be in operation for at least 6 months with an average monthly revenue of AED 100,000.

Is Comfi an alternative to bank loans for Construction businesses?

Yes. Comfi is a modern alternative to bank loans and traditional business loans for construction businesses. With quick approval times, minimal paperwork, and a fully digital platform, Comfi provides fast access to working capital built around project-based cash flow cycles.

What payment terms does Comfi offer Construction businesses?

Comfi offers flexible payment terms across 30, 60, and 90 days with 2 to 3 installments. These options allow construction businesses to purchase materials, manage labor costs, and keep projects moving without cash flow pressure disrupting operations.

How is Comfi different from traditional trade credit in Construction?

Unlike trade credit, which depends on supplier relationships and long waiting periods, Comfi provides immediate working capital by converting outstanding invoices into cash. Suppliers get paid upfront while contractors maintain the flexible terms needed to complete projects successfully.

Does Comfi provide instant capital for Construction businesses?

Yes. Comfi unlocks immediate cash by converting unpaid construction invoices into working capital. This helps contractors avoid cash flow gaps caused by project milestones, retention payments, and long payment cycles.

Are there any processing fees or hidden charges?

Comfi maintains transparent pricing with zero processing fees and service charges shared upfront. Construction businesses always know exactly what they are paying for. No surprises, no hidden costs, just straightforward access to capital built for the industry.