Turn Invoices into Cash

Turn unpaid invoices into working capital in just 24 hours. Boost your cash flow and grow your business

Diagram showing an invoice valued at AED 120,000 connected by a dashed arrow to cash with a refresh icon in between.
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What is Invoice Discounting with Comfi?

Invoice discounting lets you unlock the cash tied up in unpaid invoices. Sell invoices to Comfi for instant payments and stay focused on growing your business.

User interface showing an invoice discounting screen with sections for Invoice #48 marked Completed, payment schedule with a Paid status, and two invoices listed with one marked Approved.

Get paid now

Notification showing AED 280,632 has been credited with a green checkmark icon.

Get Paid Faster

Convert invoices into cash within 24 hours and avoid waiting for payments

Graphic showing 100% financing with a circular progress indicator and a faded smaller circle indicating 80 to 90 percent.

Up to 100%

Finance up to 100% of the invoice without compromising the cash flow

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Keep control

Retain customer relationships while streamlining the receiveables

How it works in 3 easy steps

Easier & faster than traditional financing

1

Submit Invoices

Upload your invoices in minutes through our easy-to-use platform.
2

Get Approval

We evaluate and approve your invoices instantly.

3

Receive Cash

Get up to 100% of your invoice value within 24 hours.

Sync with your accounting software

Submit your invoices easily with our seamless integration with your accounting software

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Sap logo
Wafeq logo
Quickbooks logo
Odoo logo
Tally logo

Automated Syncing

Keep your invoices updated in real-time without manual uploads.

Save time

Reduce processing time with instant access to verified invoice data from your accounting software.

Enhanced Accuracy

Minimize errors and ensure smooth transactions with synchronized data.

Why SME's love Comfi

Real stories of faster growth and stronger cash flow

With Comfi, we take on large projects confidently

Cash flow used to hold us back from scaling media buying budgets or hiring influencers for big projects. With Comfi, we take them on confidently, generate revenue, and settle later.

Headshot of Mina Rafat
Mina Rafat
Head of Sales at Clicktap Digital

Our cash flow has never been smoother!

With no more worries about delayed payments, we can focus on growing our business and ensuring timely payments to our suppliers.

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Anamika Hans
Co-founder and COO at Bevarabia

The partnership with Comfi marks a groundbreaking development for us

With Comfi powering our transactions, we’ve exponentially grown our deals, establishing ourselves as the top choice for dealers in the auto auction industry.

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Kara Pearse
Business Development Manager
at Parklane Motors

We are no longer offering any new credit terms unless it goes through Comfi

It’s cost effective to maintain credit business, as they take away all the risk and collection headaches away.”

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Rohit Thomas
CEO and Founder at RF Technologies

Comfi ensures upfront payments don’t slow us down

Before Comfi, we turned down bigger campaigns because we couldn’t cover upfront supplier payments. Now we take them on, execute, then settle with Comfi stress-free.

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Rukshini Fernando
Co-founder and CEO at GCC Real Estate

Key highlights

Here’s what makes Comfi different

Up to 95%

Approval rate

In 1 day

Time to cash

Up to 100%

Discount rate

Up to AED 2,000,000

Limit

Pay in 30-90 days

Flexibility

Eligibility & Documents

What do you need to be 
qualified?

Location: UAE
Business type: B2B
Monthly turnover: AED 100K+
Form checklist with three checked items: Location, Business type, Monthly turnover, and a Submit button with a cursor pointer, next to a chat bubble saying Sophie Moore.
Document upload interface showing two PDF files named trade_license.pdf and MOA.pdf with a plus button to add more files, a progress bar, and checkboxes for MOA (checked) and EID of authorized signatory (unchecked).

What do you need to provide?

Following our standard KYC & KYB compliance procedures you will be asked to provide the following documents:

Trade License
MOA
EID of authorized signatory
Bank Statement

Frequently asked questions

Everything you need to know about invoice discounting

What is invoice discounting?

Invoice discounting is a financing solution where businesses receive early payment on their outstanding invoices instead of waiting 30–90 days for buyers to pay. With Comfi, suppliers can unlock immediate cash flow while buyers continue paying on their regular terms.

Who can benefit from invoice discounting?

Invoice discounting is ideal for suppliers, distributors, wholesalers, or service providers who sell to creditworthy B2B buyers and want to improve cash flow, reduce payment delays, and fund operations without taking loans.

How is invoice discounting different from invoice factoring?

Invoice discounting is confidential and keeps customer communication under your control. In factoring, the finance provider collects payments directly from the buyer. Comfi’s model ensures you maintain full ownership of the customer relationship.