Building a business is hard enough. Accessing capital shouldn't be.

Comfi was created to ensure SME owners have one less thing to worry about: Cash Flow.

We are on a mission to make SME capital quick, simple and accessible

Comfi was founded in 2023 out of a firsthand understanding of one of the most persistent challenges in B2B commerce - cash flow.


While building a manufacturing business and managing supply chains end to end, our founder Sanjar witnessed just how broken the financial cycle was for suppliers in the region. Businesses were investing heavily in operations upfront, fulfilling orders for large buyers, and then waiting months to receive payment.

The strain was real, and the options were limited. Traditional banks and financial institutions had long overlooked this segment with only 9.5% of total lending facilities allocated to SMEs, the gap between what suppliers needed and what the market offered was vast.

Comfi was built to close that gap.

We created a platform that puts suppliers first, ensuring they get paid upfront, while giving buyers the flexibility to pay on their own terms. By taking on the complexity of risk management and payment collection, we free suppliers from the administrative burden that slows growth, and let them focus on what they do best.

Today, Comfi has served over 1,000 SMEs, financing more than 15,000 deals across industries including F&B, healthcare, and automotive. The problem hasn’t changed. Neither has the mission — to put capital where it’s needed, when it’s needed, so that the businesses building this region can focus on what matters: growth.

Our customers

Thousands of SMEs trust Comfi to unlock working capital 
and take control of their cash flow.
We power manufacturers, traders, and growing businesses across the region with fast, simple access to capital, so they can sell on credit, pay suppliers on time, and keep moving forward without waiting on payments.
View customer stories

Our investors

Comfi is backed by some of the region’s most forward-thinking investors, including Sanabil 500 Global, Shaikh Ahmad Al Rakadh Private Office, Illiad Partners, Yango Ventures, and Raw Ventures.
Together, they back our mission to give SMEs across the region faster, smarter access to capital, so they can grow without slowing down.

Making the news

Don't miss out on Comfi in action. Check our feature in top media stories.
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Ready to transform your cash flow?

Learn how Comfi has shaped the way businesses in the UAE access capital.