Business capitalin hours, not weeks
Get the capital your business needs without the endless paperwork
and delays.
Trusted by 1,000+ SMEs across the UAE
Access the growth capital you need, fast
Hassle-free
Get capital in as little as 24 hours, so you can capitalize on growth opportunities.
Limited risk
Secure critical capital without diluting equity or any collateral.
No spend restrictions
Salaries
Brand campaign
Geographic expansion
Products
Inventory
Production
Paid ads
We send cash directly to your bank account – use it however you see fit.
How Comfi helps unlock working capital
Three products. One experience.
Invoice Discounting
Accelerate your cash cycle by turning outstanding invoices into immediate capital.
Buy Now Pay Later (BNPL)
Offer flexible credit to clients without hurting your cash flow. We handle collections so you can focus on growth.
Automotive Dealer Financing
Unlock capital to stock more, sell more, and grow faster, without straining your cash flow.
Our Impact in numbers
1,000+
SMEs supported
15,000+
Invoices financed
4,000+
Finance leaders trust us
How to unlock capital with Comfi
From application to funds in hours and 3 simple steps.
1
Sign up with 4 documents
Trade license
Last 6 months bank statement
Emirates ID of the key signatory
Memorandum of Association
in 10 mins
Receive a limit
in 4 hours
2
Complete onboarding
in 30 mins
3
Upload invoices
in 5 mins
Receive funds
in 30 mins
Cash flow solutions for every business
Automotive
Unlock cash stuck in inventory so you never miss another great opportunity to grow.
Learn more
Construction & Building Materials
Say Yes to larger orders without worrying about tight cash flow.
Learn more
Hospitality
Get paid faster on long client payment cycles while delivering projects smoothly.
Learn more
Furniture & Fitout
Pay suppliers upfront despite delayed insurance and distributor payments.
Learn more
Take control of your cash flow and growth
Here's what you can expect with Comfi.
Get approved and funded the same day
Access capital instantly, while you pay us back in 30, 60 or 90 days monthly payments.
Get started in just 4 documents
Say goodbye to endless papework, get started with just Emirates ID, MOA, Trade License and 6 months' Bank Statement.
Grow sales by 30%
SMEs partnered with Comfi see an average sales growth by 30% as their clients purchase more when cash flow isn’t a barrier.
Are you eligible for financing with Comfi?
UAE registered business
B2B business type
More than 6 months in operations
More than AED 100,000
in monthly revenue
Why UAE businesses love Comfi
Learn how Comfi helps SME owners unlock their next stage of growth.
“Comfi made it easy for us to improve our working capital at a critical time — seamless, transparent, and exactly as promised.”
- Raja Abuljebain, CEO, Essentially Juices Manufacturing LLC
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“When we have cash in hand, we negotiate better with suppliers. That directly improves our margins. With Comfi, we can do that confidently.”
- Dharshan DC, International Sales Manager, Furniconcepts
“Comfi has helped us turn our receivables into growth capital. Their solution removed cash flow bottlenecks and allowed us to scale operations with confidence.”
- Anamika Hans, COO & Co-founder, Bevarabia
“We are no longer offering any new credit terms unless it goes through Comfi. It’s cost effective to maintain credit business, as they take away all the risk and collection headaches.”
- Rohit Thomas, CEO, RF Technologies
See what Comfi can do for you
Learn how Comfi can help you unlock working capital so you can grow without delays.
Frequently asked questions about Comfi
What are Comfi’s approval requirements and eligibility criteria?
Comfi’s eligibility criteria are designed for growing SMEs and trading companies that need quick access to working capital. A business must be in operation for atleast 6 months, and have an average monthly revenue of AED 100,000.
Is Comfi an alternative to bank loans and business loans?
Yes. Comfi is a modern alternative to bank loans and traditional business loans. With quick time to approve, minimal paperwork, and a full-digital platform, Comfi provides fast SME financing with flexible repayment options built for real business cash flow needs.
What payment terms does Comfi offer?
Comfi offers flexible payment terms across 30, 60, and 90 days with 2 to 3 installments. These payment options allow SMEs to grow without cash flow pressure while still meeting their supplier obligations on time.
How is Comfi different from traditional trade credit?
Unlike trade credit, which depends on supplier trust and long waiting periods, Comfi provides immediate SME capital by converting their outstanding invoices to cash. Businesses get paid upfront while maintaining strong supplier relationships.
Does Comfi provide instant capital for SMEs?
Yes. Comfi provides instant capital by converting unpaid invoices into immediate cash. This helps businesses avoid delayed payments while maintaining smooth cash flow operations.
Are there any processing fees or service charges?
Comfi maintains transparent pricing with zero processing fees and service charges shared upfront. There are no hidden costs, so SMEs always know exactly what they are paying for.