B2B BNPL: You get paid upfront. Your buyers pay Comfi later
Comfi's Buy Now Pay Later converts invoices to cash, and collects from your clients flexibly.
Trusted by 1,000+ SMEs across the UAE
How Buy Now Pay Later
transforms your business
Forget about the delays and endless followups.
Stop chasing payments
Close your receivables book instantly without waiting for payments from your clients.
Higher sales volume
Boost AOV, and achieve higher sales volumes (upto 40%) as clients purchase more when cash flow isn’t a barrier.
More time to focus on growth
Utilize your time and resources on growth, not on chasing invoices.
How Buy Now Pay Later helps SME owners
30%
Reduction in DSO
25%
Revenue growth
24h
Time to cash
95%
Approval rate
How Buy Now Pay Later works
Learn how Comfi helps unlock cash flow & growth in just 3 simple steps.
1
Send invoice to client
Through Comfi or your own invoicing software.
2
Start delivering
After your client is qualified, we will notify you to start delivery.
3
Get paid
Within 24 hours.
Are your buyers eligible for financing with Comfi?
UAE registered business
B2B business type
More than 6 months in operations
More than AED 100,000
in monthly revenue
How Comfi's Buy Now Pay Later makes capital seamless for SMEs
Here's what you can expect with Comfi.
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100% of invoice value financed
Unlock 100% of your invoices value within hours, so you can grow without the wait.
Funds straight to your bank account
The funds are transferred directly to your business bank account and not a virtual account, allowing you to use it wherever you see a fit.
No restriction on buyers
We finance tax invoices issued to any B2B buyer as long as they are a UAE registered business.
Why UAE businesses love Comfi
Learn how Comfi helps SME owners unlock their next stage of growth.
“Comfi made it easy for us to improve our working capital at a critical time — seamless, transparent, and exactly as promised.”
- Raja Abuljebain, CEO, Essentially Juices Manufacturing LLC
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“When we have cash in hand, we negotiate better with suppliers. That directly improves our margins. With Comfi, we can do that confidently.”
- Dharshan DC, International Sales Manager, Furniconcepts
“Comfi has helped us turn our receivables into growth capital. Their solution removed cash flow bottlenecks and allowed us to scale operations with confidence.”
- Anamika Hans, COO & Co-founder, Bevarabia
“We are no longer offering any new credit terms unless it goes through Comfi. It’s cost effective to maintain credit business, as they take away all the risk and collection headaches.”
- Rohit Thomas, CEO, RF Technologies
Close more deals with flexible payment terms
Comfi helps you win more business and boost conversions, without the cash flow strain.
Frequently Asked Questions about Comfi's Buy Now Pay Later
What is Buy Now Pay Later?
Comfi’s Buy Now Pay Later (BNPL) is a versatile payment solution that lets your B2B clients purchase goods or avail services today, and repay Comfi across 30, 60 or 90 days, while you get paid upfront by Comfi, ensuring everybody wins.
What are Comfi’s requirements for suppliers & clients for using Buy Now Pay Later?
Comfi’s eligibility criteria are designed for growing SMEs and trading companies that need quick access to working capital. A business must be in operation for atleast 6 months, and have an average monthly revenue of AED 100,000.
Does the Buy Now Pay Later have any down payment or processing fee?
Comfi maintains transparent pricing with zero processing fees and service charges shared upfront. There are no hidden costs, so SMEs always know exactly what they are paying for.
What payment terms does Comfi offer for Buy Now Pay Later?
Comfi offers flexible payment terms across 30, 60, and 90 days with 2 to 3 installments for your clients. These payment options ensure you are paid upfront so you don't have to wait for growth, and your clients the flexibility they need to run their business smoothly.
What happens if my client delays or defaults the payment?
With Comfi’s Buy Now Pay Later, you get paid upfront. We take care of the collections directly with your client, so you are not stuck chasing payments or handling recovery, and provide them with payment extension plans. Even in case of a default, Comfi manages the entire recovery process while your business keeps running smoothly.